Approximately 20% of U.S. emissions stems from heating, cooling, and electricity consumption by residential households.

Homes are becoming more energy efficient, but they are also becoming bigger and the sector has not seen substantial reductions in emissions.

What is an energy mortgage?

An energy mortgage packages home upgrades which benefit indoor air quality and reduce energy consumption within a 15-, 20- or 30-year mortgage or long-term home equity line of credit. The homeowner benefits from lower utility costs and a lower mortgage rate and the lender benefits from higher loan volumes: a win-win situation!

ClearlyEnergy uses proprietary tools to help lenders screen candidate homes for energy mortgages. ClearlyEnergy connects interested homeowners with pre-qualified contractors and facilitates the home improvement process. ClearlyEnergy generates the home energy improvement related documentation required by the lender, including pre and post improvement Home Energy Scores.